Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Attorney Tessie D. Edwards.

A family and criminal law attorney based in Atlanta, Georgia. Here's a breakdown of the key highlights and themes from the episode:

🔑 Key Themes & Takeaways 1. Early Life & Adversity

• Tessie Edwards grew up in a challenging environment marked by poverty, teen pregnancy, and systemic injustice.
• She became a mother at 16, dropped out of high school, and had her second child by 18.
• Despite these challenges, she never lost sight of her dream to become a lawyer.

2. Turning Point

• A pivotal moment came when someone told her that her daughter looked like her. That realization sparked a deep desire to become someone her daughter could look up to.

3. Relentless Pursuit of Education

• Earned her GED, then an associate degree to qualify for military service.
• After a brief stint in the military (cut short due to pregnancy and miscarriage), she pursued higher education.
• Graduated from Indiana University with five children and went on to law school with her then-husband.

4. Professional Success

• Now runs a multi-million dollar law firm in Atlanta, Georgia.
• Has handled over 2,000 criminal cases and is deeply committed to serving families in crisis.
• Her firm has been serving the Atlanta community for over 15 years.

5. Support System

• Credits her success to a strong support network: her husband (who co-runs the firm), her children, her brother, and her team.
• Emphasizes the importance of surrounding yourself with people who believe in your vision.

6. Advice & Motivation

• Be clear about your goals and stay focused.
• Don’t wait for the “right time”—start now.
• Believe in your dream even when others don’t.
• Use adversity as fuel for your ambition.

💬 Memorable Quotes

• “I feel thankful but not satisfied.”
• “My life was so divinely chosen… I was just given a dream and the courage to go after it.”
• “Let’s go, let’s go, let’s go!”

#SHMS #STRAW #BEST

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.

President & COO (and owner) of OneUnited Bank, from Money Making Conversations Masterclass:

Purpose of the Interview

The interview aimed to:

• Showcase OneUnited Bank’s role as the largest Black-owned bank and its commitment to financial empowerment.
• Educate listeners on digital banking solutions, financial literacy, and generational wealth strategies.
• Promote OneUnited Bank’s services and initiatives, including its youth financial literacy contest and “One Transaction” wealth-building concept.

Key Takeaways

1. Origins & Growth of OneUnited Bank

   • Started as a community bank in Boston, later acquired four Black-owned banks (Miami, LA, Boston) and merged into OneUnited.
   • Became the first Black-owned digital bank and now serves customers nationwide.

2. Digital Banking & Accessibility

   • Customers can open accounts online in minutes.
   • Features include:
     • Mobile check deposit (take a photo of your check).
     • Direct deposit with early pay (up to 2 days early, no fees).
     • Largest surcharge-free ATM network (100,000 ATMs, including Walgreens, 7-Eleven, Chase, Citibank).

3. Combatting Financial Deserts

   • Addresses lack of brick-and-mortar banks in Black communities and reliance on predatory check-cashing services.
   • Emphasizes that check-cashing services never improve credit scores and often harm financial health.

4. Financial Literacy & Wealth Building

   • Advocates automatic savings as a key wealth-building habit.
   • Introduced WiseOne, a tool that aggregates financial data to:
     • Track net worth, income, expenses.
     • Identify duplicate charges and suggest savings.
     • Provide debt-reduction strategies.

5. Youth Financial Literacy Initiative

   • “I Got Bank” Contest for ages 8–12:
     • Read a financial literacy book (free download available).
     • Submit an essay or artwork on what they learned.
     • 10 winners receive $1,000 savings accounts.

6. One Transaction Concept

   • Six key transactions to build generational wealth:
     • Homeownership (OneUnited offers $25K–$50K down payment assistance).
     • Life Insurance (affordable way to transfer wealth).
     • Investments (automatic contributions).
     • Profitable Business (entrepreneurship or side gigs).
     • Credit Score Improvement.
     • Savings (automatic transfers).
   • Focus on one transaction at a time for sustainable progress.

7. Economic Advice for Uncertain Times

   • Anticipates stagflation (inflation + rising unemployment).
   • Recommendations:
     • Hold on to your job (avoid unnecessary job changes).
     • Save more, spend less.

Notable Quotes

• “We were the first Black-owned digital bank—and now the largest Black-owned bank in the country.”
• “Check cashers only report to credit bureaus when you don’t pay them. That’s crazy.”
• “If it goes in your pocket, you’re more likely to spend it. Wealthy people automate savings.”
• “One transaction can make the difference between being wealthy or not.”
• “We have the largest surcharge-free ATM network in the country—100,000 ATMs.”
• “Hold on to your job. Start saving more and spending less.”

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Attorney Tessie D. Edwards.

A family and criminal law attorney based in Atlanta, Georgia. Here's a breakdown of the key highlights and themes from the episode:

🔑 Key Themes & Takeaways 1. Early Life & Adversity

• Tessie Edwards grew up in a challenging environment marked by poverty, teen pregnancy, and systemic injustice.
• She became a mother at 16, dropped out of high school, and had her second child by 18.
• Despite these challenges, she never lost sight of her dream to become a lawyer.

2. Turning Point

• A pivotal moment came when someone told her that her daughter looked like her. That realization sparked a deep desire to become someone her daughter could look up to.

3. Relentless Pursuit of Education

• Earned her GED, then an associate degree to qualify for military service.
• After a brief stint in the military (cut short due to pregnancy and miscarriage), she pursued higher education.
• Graduated from Indiana University with five children and went on to law school with her then-husband.

4. Professional Success

• Now runs a multi-million dollar law firm in Atlanta, Georgia.
• Has handled over 2,000 criminal cases and is deeply committed to serving families in crisis.
• Her firm has been serving the Atlanta community for over 15 years.

5. Support System

• Credits her success to a strong support network: her husband (who co-runs the firm), her children, her brother, and her team.
• Emphasizes the importance of surrounding yourself with people who believe in your vision.

6. Advice & Motivation

• Be clear about your goals and stay focused.
• Don’t wait for the “right time”—start now.
• Believe in your dream even when others don’t.
• Use adversity as fuel for your ambition.

💬 Memorable Quotes

• “I feel thankful but not satisfied.”
• “My life was so divinely chosen… I was just given a dream and the courage to go after it.”
• “Let’s go, let’s go, let’s go!”

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.

President & COO (and owner) of OneUnited Bank, from Money Making Conversations Masterclass:

Purpose of the Interview

The interview aimed to:

• Showcase OneUnited Bank’s role as the largest Black-owned bank and its commitment to financial empowerment.
• Educate listeners on digital banking solutions, financial literacy, and generational wealth strategies.
• Promote OneUnited Bank’s services and initiatives, including its youth financial literacy contest and “One Transaction” wealth-building concept.

Key Takeaways

1. Origins & Growth of OneUnited Bank

   • Started as a community bank in Boston, later acquired four Black-owned banks (Miami, LA, Boston) and merged into OneUnited.
   • Became the first Black-owned digital bank and now serves customers nationwide.

2. Digital Banking & Accessibility

   • Customers can open accounts online in minutes.
   • Features include:
     • Mobile check deposit (take a photo of your check).
     • Direct deposit with early pay (up to 2 days early, no fees).
     • Largest surcharge-free ATM network (100,000 ATMs, including Walgreens, 7-Eleven, Chase, Citibank).

3. Combatting Financial Deserts

   • Addresses lack of brick-and-mortar banks in Black communities and reliance on predatory check-cashing services.
   • Emphasizes that check-cashing services never improve credit scores and often harm financial health.

4. Financial Literacy & Wealth Building

   • Advocates automatic savings as a key wealth-building habit.
   • Introduced WiseOne, a tool that aggregates financial data to:
     • Track net worth, income, expenses.
     • Identify duplicate charges and suggest savings.
     • Provide debt-reduction strategies.

5. Youth Financial Literacy Initiative

   • “I Got Bank” Contest for ages 8–12:
     • Read a financial literacy book (free download available).
     • Submit an essay or artwork on what they learned.
     • 10 winners receive $1,000 savings accounts.

6. One Transaction Concept

   • Six key transactions to build generational wealth:
     • Homeownership (OneUnited offers $25K–$50K down payment assistance).
     • Life Insurance (affordable way to transfer wealth).
     • Investments (automatic contributions).
     • Profitable Business (entrepreneurship or side gigs).
     • Credit Score Improvement.
     • Savings (automatic transfers).
   • Focus on one transaction at a time for sustainable progress.

7. Economic Advice for Uncertain Times

   • Anticipates stagflation (inflation + rising unemployment).
   • Recommendations:
     • Hold on to your job (avoid unnecessary job changes).
     • Save more, spend less.

Notable Quotes

• “We were the first Black-owned digital bank—and now the largest Black-owned bank in the country.”
• “Check cashers only report to credit bureaus when you don’t pay them. That’s crazy.”
• “If it goes in your pocket, you’re more likely to spend it. Wealthy people automate savings.”
• “One transaction can make the difference between being wealthy or not.”
• “We have the largest surcharge-free ATM network in the country—100,000 ATMs.”
• “Hold on to your job. Start saving more and spending less.”

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Attorney Tessie D. Edwards.

A family and criminal law attorney based in Atlanta, Georgia. Here's a breakdown of the key highlights and themes from the episode:

🔑 Key Themes & Takeaways 1. Early Life & Adversity

• Tessie Edwards grew up in a challenging environment marked by poverty, teen pregnancy, and systemic injustice.
• She became a mother at 16, dropped out of high school, and had her second child by 18.
• Despite these challenges, she never lost sight of her dream to become a lawyer.

2. Turning Point

• A pivotal moment came when someone told her that her daughter looked like her. That realization sparked a deep desire to become someone her daughter could look up to.

3. Relentless Pursuit of Education

• Earned her GED, then an associate degree to qualify for military service.
• After a brief stint in the military (cut short due to pregnancy and miscarriage), she pursued higher education.
• Graduated from Indiana University with five children and went on to law school with her then-husband.

4. Professional Success

• Now runs a multi-million dollar law firm in Atlanta, Georgia.
• Has handled over 2,000 criminal cases and is deeply committed to serving families in crisis.
• Her firm has been serving the Atlanta community for over 15 years.

5. Support System

• Credits her success to a strong support network: her husband (who co-runs the firm), her children, her brother, and her team.
• Emphasizes the importance of surrounding yourself with people who believe in your vision.

6. Advice & Motivation

• Be clear about your goals and stay focused.
• Don’t wait for the “right time”—start now.
• Believe in your dream even when others don’t.
• Use adversity as fuel for your ambition.

💬 Memorable Quotes

• “I feel thankful but not satisfied.”
• “My life was so divinely chosen… I was just given a dream and the courage to go after it.”
• “Let’s go, let’s go, let’s go!”

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.